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Long-term equipment leasing

Technology that stays current without tying up capital - operating leases for company IT.

Fully deductible payments

Lease payments are fully deductible, and VAT is paid on each instalment rather than up front on the whole supply.

Nothing to administer

No fixed assets to track and no cost of disposing of obsolete equipment - at the end of the cycle the fleet is renewed.

A fleet that can change

The contract follows the company - you can adjust the leased fleet when your needs change.

Using technology rather than owning it

IT ages quickly: buying today means finding yourself in three years with depreciated assets to administer and dispose of. An operating lease is the natural arrangement for IT products and technologies subject to obsolescence: you acquire the right to use rather than ownership, with a known cost and the ability to adjust the leased fleet over time.

The advantages, one by one

Scale, efficiency, support

With long-term leasing Xion provides scale (the fleet grows with you), efficiency (machines that stay current and capable) and support (support services form part of the payment). It is the simplest way to turn IT from a rigid investment into a flexible service.

Leasing sits naturally alongside our support contracts: one payment, one point of contact, everything works.

How it works in practice

  1. Configuration — we choose hardware, software and services together: the same care as a purchase;
  2. Contract — typically 24 to 60 months, a fixed monthly or quarterly payment covering the agreed package;
  3. Turnkey delivery — machines prepared, configured and installed by our engineers;
  4. In service — support and maintenance at the level chosen; the fleet can be extended or upgraded along the way;
  5. End of cycle — collection, certified data erasure and a technology refresh, if you want one.

An honest comparison: buying versus leasing

Buying makes sense when the horizon is long, the asset ages slowly and there is cash available to invest. An operating lease wins where technology ages fast (PCs, laptops, printers, servers), where cash is better used in the core business, and where you want IT to become a clean operating cost: deductible payments, VAT per instalment, no fixed assets, no disposal.

The truth? Many companies are right to use both: leasing for the fleet that turns over, buying for what lasts. During the consultation we compare the two scenarios against your own figures — including tax treatment, alongside your accountant if you wish.

What happens at the end of the contract

This is the part that gets read least and that decides whether the arrangement was worthwhile. There are three routes and they should be understood before signing, not at expiry.

Return. The devices go back to the supplier and you start again with new equipment. It is the natural choice for the fleet that ages fastest — computers and laptops — and the reason leasing makes sense precisely there.

Extend. You carry on with the same equipment at a reduced payment. This suits machines that are still in good order and roles that do not need increasing performance.

Buy out. You purchase the residual. This deserves attention: if the buy-out value is high, the arrangement was closer to a purchase by instalments than to a lease.

On these three points we always ask to read the contract together, because that is where proposals genuinely differ — far more than on the monthly figure.

The costs of ownership nobody counts

The comparison between buying and leasing is almost always made on two numbers: the purchase price against the payment. It is an incomplete comparison, because ownership carries costs that never appear on an invoice.

Replacement at end of life. A fleet bought all at once expires all at once, and the spend returns as a single block five years later, usually in the worst possible quarter.

Time spent nursing old machines. A six-year-old computer does not break: it slows down, and the cost is paid in minutes lost every day by whoever works on it.

Security risk. Devices that are too old stop receiving updates. They stay in service because they still work, and they become the weak point in everything else.

Disposal. It has specific rules and a cost, and devices must be securely erased before they leave the company — a step that is forgotten with worrying regularity.

In a lease these four items sit inside the payment. That does not automatically make it cheaper: it makes it more predictable, and that is a difference that matters most to anyone who has to build a budget.

When it genuinely pays, and when it does not

It pays where the fleet turns over — computers, laptops, monitors, printers — where headcount grows or fluctuates, where you want a steady cost instead of spikes, and where nobody in the company is keeping track of renewal dates.

It pays less on what lasts and changes little: cabling, cabinets, network equipment that stays in service for ten years, and in general anything not subject to obsolescence.

The truth is that many companies are right to use both arrangements, each where it performs best. The tax assessment, which we do not go into here because it is not our profession, belongs with your accountant: we compare the two scenarios on the operational numbers and give you the figures for that conversation.

What the payment can cover

One line of cost, one point of contact, no surprises.

Frequently asked questions

What is an operating lease?

It is a contractual arrangement under which you acquire the right to use hardware, software and related services for a single periodic payment, without taking ownership. It is the natural instrument for IT products that become obsolete quickly.

What are the tax advantages of leasing IT?

Lease payments are fully deductible as operating costs, and VAT is paid on each instalment rather than up front on the whole supply. Unlike a purchase, there are no fixed assets to depreciate. The specific treatment should be confirmed with your accountant.

What happens to the devices at the end of the contract?

They are collected and replaced with current technology, if you choose to renew. The cost and the obligations of disposing of obsolete equipment disappear - they stop being your problem.

Can I change the leased fleet during the contract?

Yes - the arrangement allows the leased fleet to be adjusted, adding or replacing devices as the company grows or its needs change, while the cost stays predictable.

Buy or lease? The answer is usually both

Leasing suits what turns over quickly, buying suits what lasts. We will compare the two scenarios on your own numbers, so you can take that conversation to your accountant.